Doctor's Appointment and Insurance Frustrations
My yearly oncology appointment was due in March. I had it yesterday. All is well physically. Not so well dealing-with-insurance-wise. It is a very long story, but the condensed version goes something like this:
I contacted the base referrals office, told them what I needed and who I see. A week or so later they sent a referral for another location much closer to home... hmmm. Cool? I like closer to home, although I don't see the point in changing doctors. Call for appointment. There is no one at this practice who can help me--they specialize in other cancers. This is exactly what happened last year, although they were closer to what I needed this year. Last year I was referred to a hematologist. This year it was a breast cancer doctor....
Anyway, I call the referrals office, who tells me I must call Tricare directly and have them correct the problem. It took five phone calls from me between the Insurance Company and the doctor's office before they were satisfied that the doctor was still taking the insurance (seriously, shouldn't the insurance company's computer system have that info at their fingertips?) and that he would accept me as a patient (why wouldn't he? I am already his patient). When I asked "What do I need to do to avoid this problem next year?" I was told "You can't." Seems it happens all the time. I feel really badly for people whose cancer is life-threatening. How do they deal with this on a continual basis?
The doctor's office wouldn't make an appointment until they had a copy of the referral in their office...so a week or two later, I call to find out if they have it. They do not. Damn! Call Tricare, who tells me all three prior phone calls had been noted in their system, although no one actually DID what they said they would do! SO she transferred me to 'Medical Management' because the issue was not being resolved. The woman there took forever, but actually did solve the problem -- although I have to say I am not impressed with lack of training these people receive. I gave her the name, address, facility name and phone number of the doctor they sent me to last year--and she told me she could not refer me to him because he is an Oncologist/Gynecologist Obstetrician. I was the one who told her 'he needs to be.' Finally got the appointment. Three days later I get a letter from the doctor, telling me he is leaving for California in June. I will need a new doctor next time. Argh.
